Closing on a House – how long does it take

Buying a house is exciting, but it can feel like it takes forever to get from the offer to the closing table.  On average, it takes 30 – 45 days to get to the closing table, and that’s in a perfect situation. Sometimes you may close faster or slower, but keep 30 – 45 days in mind when signing a sales contract. The Process to Close on a House The house closing process is complex. Not only must you...

5 Reasons Your Mortgage Could Fall Through

Your mortgage isn’t a ‘sure thing’ until you sign the closing papers. Until that point, anything can happen, which is why it’s so important to keep your financial and employment situation status quo. If you’re thinking about buying a home or are in the middle of the process, here are five things that could make you lose your loan approval. Changing Jobs When lenders approve you for a mortgage,...

Living on Lake Murray

Lake Murray - or “Miss Murray” as the locals say - is located in the center of South Carolina.  Makes for easy traveling anywhere you want to go. The lake is huge – it’s the 10th largest man-made lake in the United States and covers about 50,000 acres with over 600 miles of shoreline. It’s 41 miles long, 14 miles at its widest point, 190 feet at its deepest point, and extends into four...

10 Fun Facts About Lake Murray

#1 - Over 150 million people visit Lake Murray each year. #2 - There are no hotels on the lake! If you want to visit and stay on the lake, a home vacation rental is the way to go. #3 - Lake Murray is home to the Purple Martin Phenomenon. #4 - Each of the Lake Murray towers is 223 feet tall. #5 - The biggest fish ever caught on the lake was a sturgeon that was 298 lbs and 9 ft tall! #6 - 125,000 people view...

FHA Loans, Who Qualifies?

When it comes to homeownership, one of the greatest hurdles can be financing. Federal Housing Administration (FHA) loans present a viable solution, especially for first-time homebuyers and those with less-than-perfect credit. FHA loans, backed by the government, offer more flexible eligibility requirements than conventional loans, facilitating homeownership for a wider demographic. But the question arises...

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