Resources

Use a Buyer’s Agent

If you know exactly why you are selling then it is easier for you to follow the right plan of action for getting what you want. If you are a seller who needs to close a sale as quickly as possible, then you should know that getting the highest price possible is not one of your priorities. It does not mean that you won’t or cannot get the highest price, but it means that the price is not the deciding...

Know Why You are Selling

If you know exactly why you are selling then it is easier for you to follow the right plan of action for getting what you want. If you are a seller who needs to close a sale as quickly as possible, then you should know that getting the highest price possible is not one of your priorities. It does not mean that you won’t or cannot get the highest price, but it means that the price is not the deciding...

Let’s Find Your New Home Together – A Homebuying Guide

Let's face it. Homebuying can be stressful. Your home is most likely the biggest financial investment you will make, and there is a lot that goes into this decision. Our goal is to make your homebuying experience as stress-free and fun as possible. We love helping buyers find their dream homes! We work with each client individually, taking the time to understand their unique lifestyles, needs and wishes....

Buyer Questionnaire

Finding the perfect home may involve some compromises, but with our help, we'll work with you to get as close as possible to your ideal home. Please take a minute by answering the following questions. Your feedback will provide information we can use to simplify your property search and save you time. If there are any details that aren't addressed in the questions, please feel free to add them.  GENERAL...

Homebuying Checklist

GATHER FINANCIALS Request your credit report from all 3 credit bureaus (Equifax, Experian, and Transunion). Fix any errors. Compile necessary documents, including pay stubs, bank statements, and past tax returns. RESEARCH MORTGAGES Find out if you qualify for a special loan, such as a VA, FHA or HUD homebuying program. Request quotes from multiple lenders and comparison shop for loans. If you...

Why You Should Not Make Any Major Credit Purchases

Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation. Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a...

Considering Offers

When reading an offer, keep in mind that you are out to get the best price AND the best terms for you. If you focus solely on the price, you may overlook terms that could be favorable to you as a seller. Some terms that may work in your favor: higher-than-market-interest in a second mortgage for your home the buyer will pay for most or all of the closing costs the buyer will take care of any...

Build a Plan of Action and Get Ready

Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It’s important to anticipate the steps required to successfully achieve your housing goal and to build a plan of action that gets you there. Before you can build a plan of action,...

Get Your Home Ready for the Winter Season

It's Time to Cozy Up in the Cold! And save money on energy, too.  With winter season approaching fast, don't let energy bills skyrocket. Here are a few steps you can take to get your home safe and ready for the season, and save money on energy, too: Clean the Chimney. Even if you only use your fireplace a few times a year, an annual pre-season chimney sweep is extremely important. When wood is...

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